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YEP INSURANCE FLOOD PROFESSIONAL

Prompt and professional customer serviceĪlready have homeowners insurance? It's time you did a little comparison shopping.Access to a team of licensed insurance agents, available to answer your questions and assist with your policy.Top-quality coverage at an affordable rate.Thought GEICO only offered auto insurance? Think again! The GEICO Insurance Agency can help you make the best choice for homeowners insurance. Go with GEICO and you could save on homeowners insurance. Visit GEICO's Landlord Insurance section to get more information. You'll need special coverage-either a dwelling fire policy or a commercial property policy. Visit GEICO's Condo and Co-op section to get more information and start a quote. And, lucky you! You can start a quote right here. You probably need a standard homeowners insurance policy. That's a lot like asking, 'Which house should I buy?' It all depends on your personal circumstances. What kind of homeowners insurance should I choose? Have more questions? Call (800) 841-2964 to speak to an agent. Damage from mold, rust, rot or pests on the property is also not covered. General wear-and-tear is not usually covered by homeowners' insurance. What does homeowners insurance not cover? Coverage for additional costs you might incur because of a covered loss (for example, if you need to temporarily live elsewhere if a fire makes your home uninhabitable).įolded under homeowners insurance, hazard insurance covers damage caused by fires, rainstorms, lightning, hail, snow and other natural disasters.Coverage for personal liability exposures that arise from being a homeowner.(Most policies don't cover lost jewelry.) If you need greater coverage for your prized collection, you might need a homeowners policy endorsement. Limited coverage-usually $500 - $2,000-for jewelry stolen from your home.Damage to your personal property due to causes specified in your policy.Dwelling coverage for damage to your house and certain attached structures on your property (unless the cause of the damage is specifically excluded in your policy).What does homeowners insurance cover?Įach homeowners insurance policy offers different protection, but standard policies usually provide: The personal liability portion of a homeowners policy provides coverage, for example if your litigious brother-in-law slips down your steps on a rainy day and injures himself. Fortunately, a homeowners policy will cover damage to your home and personal property due to a variety of causes (called 'named perils' in insurance lingo). these are the kinds of threats that might cause you to lose sleep, if you didn't have the protection of homeowners insurance coverage. How does homeowners insurance work?įire, theft, accidents.

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Find out what's best for you with a free online home insurance quote, or call (800) 841-2964 to discuss your options with one of our licensed insurance agents. (A cozy townhouse needs different coverage than a sprawling country estate.) The GEICO Insurance Agency makes available a wide range of coverage options. When you're looking for homeowners insurance, apply the Goldilocks principle-you're looking for a policy that's just right. (Most mortgage holders require you to have it.) But honestly-why wouldn't you want homeowners insurance? Your home is one of your largest investments. You also probably can't buy a house without it. Why do you need homeowners insurance coverage?įor one thing, it protects consumers' homes and personal property in the event of a loss. Other items like credit history, whether or not you're bundling insurance, and more can also change the price of your homeowners policy. The most important factors are the location of your house and the cost of rebuilding it should an emergency occur. What determines the cost of your homeowners insurance? There are different kinds of homeowners insurance policies, so it's important to understand what homeowners insurance is and how a homeowners policy actually works. Homeowners insurance coverage is an important responsibility of owning a home, as it adds a layer of financial protection for what may be you and your family's biggest investment. Learn About Homeowners Insurance Coverage Read below to see how our homeowners insurance can help you. It can also provide extra coverage for assets in your home or the cost of staying elsewhere during repairs. Homeowners insurance offers protection for your home, property and personal belongings in the event of a disaster or accident.

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